If you have an active MoMo account and have not yet linked your Bank Verification Number (BVN), then you are probably operating a basic MoMo account with limited features. To upgrade your MoMo account and get access to full banking features, then you have to link your BVN like a normal bank account. One of…
Looking to make passive income online in Nigeria? Then the Moniepoint app is a good way to do just that. Although Moniepoint is popular for their POS business solution, they also have a personal banking app that anyone can use to start earning money. In this post, we’ll look at a few ways to start…
Owodaily is an app that promises to help users find micro jobs, cashback deals, and bounty rewards. The app aggregates product deals from various vendors, which users can buy for discounts or sell to others and get cashbacks which can be withdrawn as earnings. They also offer micro jobs and bounty rewards for paid members…
Looking to start a rental business that makes money without recurring costs of production? Or a business that you only have to invest in capital expenses at the beginning and then start getting consistent cash flow with minimal maintenance costs? Then you are not alone. Due to the economic situation in Nigeria, more and more…
Cryptocurrency is no longer just a new wave of digital financial opportunity. It’s now considered mainstream and a legal way to access wealth like never before. If you’re new to crypto and looking for ways to start making money in the cryptoverse, then you’re not alone. I’ve tried making money with crypto in different ways,…
Looking for a reliable platform to start trading crypto in Nigeria either as a beginner or a pro trader? Then you are not alone. I’ve tried several platforms to exchange and trade crypto for profits in Nigeria. And you know what? While some platforms were seamless to use and offered sufficient tools to make profit…
Want to start saving in dollars and earning interests in a foreign currency? Looking to quickly open a dollar savings account in Nigeria with minimal requirement and no stress? Then you are not alone. Saving in dollars in Nigeria is a smart way to hedge against local inflation and keep your fund divested. I remember…
Investing in dividend-paying stocks is one of the smartest ways to invest. Not only are you investing for capital gains, you are also investing for cash flow in the form of earnings from the share of the company’s profits. If you’re looking to invest in dividend-paying stocks in Nigeria, then you are definitely on the…
High‑yield Investment Opportunities to Explore in Nigeria (2025) If you’re looking to start investing and making your money work for you, Nigeria is definitely a fertile ground. There’s no shortage of investment opportunities to explore, and you can start as small as you want and within your risk tolerance level. In this post, we’ll look…
If you’ve operated a business in Nigeria long enough, you’ll know the importance of having a business account and creating payment pathways to receive money from your customers. For many busy Nigerian entrepreneurs and business executives, this might just be as simple as using a mobile app to quickly open a business account and start…
Point-of-sale (PoS) is one of the services that disrupted and had the most impact on Nigeria’s financial sector over the last decade. Many Nigerian entrepreneurs became millionaires, and many enterprises began to thrive just by offering supplementary banking services. Now, the service is mainstream and can be considered one of the fastest moving businesses to…
Over the last decade, Nigerians have increasingly started trading, especially millennials who are looking for new sources of income. It’s now possible to trade assets on the go, such as stocks, forex, and cryptocurrency, and there are more than one trading platforms to choose from. In this post, we’ll look at a few apps and…
Living as a student in Nigeria can be quite fun, but sometimes frustrating, especially if you are caught in the web of being broke. You probably are wondering if it’s possible to learn and earn, especially as a student with lots of free time but no money to fund the kind of lifestyle you want.…
Looking for some tested and trusted platforms to start investing for profit in Nigeria? Whether you desire guaranteed return on your investment or high stake investing, there are fintechs in Nigeria to serve every of your financial needs. I’ve come up with a list of registered and SEC-regulated investment platforms that have served users over…
To many Nigerians, working online and earning in dollars right here in Nigeria still remains a dream. This is either because they don’t have the necessary exposure to opportunities, or they do not have the right skills to monetize online. I remember getting my first remote job a few years back and it felt unreal…
With the Naira falling and jobs getting scarce in Nigeria, many people are now looking to start side hustles to complement their income. More so, starting a side hustle these days has become easier that anyone could start a side gig with just their mobile phone. It’s no longer just a necessity to have a…
As easy as it sounds, saving and growing your money in Nigeria is no mean feat. With the current biting inflation, the abundance of fraudulent fintechs, and the unreliable legal sector in Nigeria, you could find yourself losing money instead of growing it. So, what are some reliable ways anyone could start saving and getting…
It’s a well known fact that many Nigerian investors and stock enthusiasts are not enthusiastic about the Nigerian stock exchange, myself included. However, this year, the Nigerian Stock Exchange is doing an unprecedented 180 turnaround, and many investors are cashing out. If you’ve been avoiding the Nigerian stock exchange, maybe this is a cue to…
Looking for a way to consistently save Naira in dollars in Nigeria? If yes, then you are not alone. Many young Nigerian millennials are now interested in saving in dollars, as the inflation in Nigeria continues to bite harder. But beyond the interest in saving is the process of opening and operating a foreign account…
Risevest is considered one of the first fintech companies in Nigeria to pioneer savings and investing in US dollars. Over the last 5 years, they’ve attracted Nigerian millennials who are looking to put their money to work, and they seem to be doing everything right. If you’re looking to start saving and investing on the…
Palmpay is a fintech company in Nigeria that offers payment services through their mobile app. Just like their competitor, Opay, Palmpay offers a lot of discounts for bill payments on their app via coupons. Users could get free airtime and discounted fees on utilities and bills. However, using coupons on Palmpay can be quite confusing,…
Looking to start saving money towards a financial goal this year? Then you might want to consider fixing your money. By fixing your money, I mean, putting your money into a fixed deposit account, which yields more interest than a normal savings account. A savings account will help you save money for the short-term, let’s…
I recently wrote an article about profitable distribution businesses to start in Nigeria, which I shared on social media. Since then, I’ve received inquiries about companies in Nigeria that are accepting distributors and how to reach out to them. Well, I’ve done my research and in this post, I’ll be sharing some of the companies…
Did you know that it is possible to start making money on Whatsapp right now with the skills that you already have? That’s right, but many do not know this or even have the initiative to try. Ok, let me ask. If you’ve never made a dime on Whatsapp, kindly raise your hands. And I…
The Pi Network has launched its App Studio, an AI-powered tool for app creators and content creators on its network to start creating utility for products and services. The launch was announced on June 28, which is recognized as the Pi2Day, a popular date for Pioneers which signifies 2π and is usually celebrated with announcements…
Are you looking to become a product distributor in Nigeria with a capital of at least 5 million Naira? There are several industries where distributorship thrive and you can make good money. In fact, a few of them are so profitable that they have to be well scrutinized and managed by the parent company. Even…
Project Hope aka Nigerian Poverty Alleviation Subsidy Commission, is promising to offer subsidized items and cash prizes to Nigerians through its website at Nigerianpasc. However, many users have been complaining of never receiving any benefits or winnings from the website despite paying money to enter several draws. So, the question is, is the project hope…
Want to make money with your mobile phone and on the go? There are hundreds of mobile apps that you can use to make money online. While some are legitimate, many others are scams and waste of time. I’ve taken the time to sift through the lot to come up with a shortlist of mobile…
Chapel Hill Denham is championing the next generation of investors in Nigeria via their product InvestNaija. With InvestNaija, users can learn about investing, save and invest on the go in a diverse portfolio of assets. In this review, we want to take a look at some features of InvestNaija to ascertain if it’s a good…
Ileero is promising to offer users the cheapest and quickest way to send money to and from Nigeria. The remittance service also has the option to send money to many other countries in Africa and Asia. In this review, we want to take a look at some of the notable features of Ileero remit, especially…
Looking to finance your small business or startup with a loan? Or looking to build a startup MVP using a loan instrument? Then you are not alone. According to the Informal Economy Sector report, over 12% of small businesses in Nigeria seek loans from banks while 15% of them access loan funding via loan apps.…
Goat Funded Trader (GFT) is offering new and experienced traders the chance to trade financial markets via funded accounts and make money. Traders can get funded with between $5k and $200k via the Goat Funded Trader challenge models. Tradable assets include: These assets can be traded with different leverages ranging from X2 to X100 on…
Are you a Nigerian living abroad but looking to make investments back home? If yes, then that’s the right way to go. Even though investing in Nigeria from abroad comes with its own hurdles, it’s probably far easier and more flexible to invest back home than in the country where you currently reside. There are…
Ever since I started blogging, AdSense has been the default way to monetize my content and make money online. As you probably know, AdSense is owned by Google, and that means most AdSense blogs are mostly reliant on search traffic. In this case, if your search traffic increases, your adsense earnings will correspond, and vice…
The rainy season in Nigeria is upon us, but this is not the time to cuddle up and relax but to put on your thinking cap and do business. There are some businesses that thrive during the rainy season, and many savvy business people are running these businesses and secretly cashing out. You can join…
In 2020, during the lockdown period in Nigeria, I watched my younger sister start a home business producing snacks with less than 10k Naira and grew it into a business that generates a revenue of over 300k per month. It was right then that I believed that anyone could start a business from home for…
I’ve been on Nairaland since I can remember. I registered my first account around the year 2012, and since then, I’ve met and done business with a lot of other users on the platform. Simply put, I’ve made a lot of money from Nairaland over the years. I’ve also bought and paid for products and…
Ever since I started a brick and mortar business and failed, I’ve been more inclined to businesses that give daily cash flow. According to Robert Kiyosaki, ”Cashflow is the name of the game” and ”Cashflow is king”. A business has more chances of dying if it is not making enough cash flow. Some might argue…
Looking to perform a transaction and need to quickly fund your smart cash wallet? In this post, I’ll show you 3 ways to do that, so that you can start using smartcash and enjoy the many bonuses that come with it. Smartcash offers a bonus balance of between 5k and 20k, which will become available…
It is now possible to get a dollar card (virtual card or physical card) from the Bybit app right here in Nigeria. Bybit is popular in Nigeria as a crypto exchange that eases access to buying and selling cryptocurrency. But they’ve gone a step ahead to provide payment convenience for their users in Nigeria through…
Looking for the best online escrow services in Nigeria? Want to buy or sell digital assets without the risk of being scammed? Then you are right for seeking an escrow service provider. When it comes to doing business online in Nigeria, there is a high chance that you could be dealing with a scammer disguising…
The Federal Government of Nigeria through the Federal Executive Council (FEC) has launched the Creative Economy Development Fund (CEDF), an initiative designed to provide sustainable funding to budding companies and organizations in the creative economy, in line with the government’s bid to stimulate the economy via job creation, innovation, and economic diversification. Key Objectives of…
Are you looking to unlock your Pi coin in 2025 so as to withdraw and convert it to cash? Did you mistakenly lock up your Pi coins for longer than you would have preferred, and want to make a change? Then you are not alone. Many Pi coin holders today are stuck with locked Pi…
The Pi Network Coin is set to make it’s unprecedented launch into the public crypto market, and has bookmarked a specific date for its launch. The network which launched in March 2019 has given users the opportunity to mine free crypto on the go from their mobile phones, but has faced several hurdles to reach…
The first time I heard about Geegpay in Nigeria, the first thing that came to mind was an app for freelancers and workers in the Gig economy. And when I finally assessed the app, it seems to be designed just as I imagined — an app for freelancers and online businesses in Nigeria. It’s not…
So, once in a while, almost everyone goes broke in business. Today, you’re enjoying a massive cash inflow, and tomorrow, nothing seems to be working. I’ve experienced a lot of “broke” periods myself, and I’ve been able to overcome them and bounce back. In a recent post, I detailed how I lost a huge chunk…
Want to start a small business or already run one? You’ve probably read or heard a few generic tips and ideas on how to run a profitable small business. Or you probably have a mentor who’s motivating you towards success in business. Some of these generic business advice typically sound like this: “position your business…
In my search for where to buy and sell crypto locally, I stumbled upon this All-in-one Fintech App called Zabira. Not only did I find a crypto exchange with good rates, I also found out that they offer gift cards as well as bills payment. They seem to be Afrocentric, as they also serve users…
To be honest, there are only a handful of reasons why anyone should be starting a blog in 2025. Not only is it a complex process, but it’s also now confusing with the recent search engine fluctuations we’ve witnessed in the last few months. It’s far easier to just post on social media and gather…
The first time I used Klasha for online payment, I was blown away by how good the app works. I mean it was simple to use and worked exactly how every virtual debit card app was supposed to work. They even had an eCommerce feature where you could buy products directly from large global eCommerce…
FT9ja is claiming to provide funded accounts of up to $25,000 for financial traders in Nigeria, and this is something to be really excited about. If you’ve ever done any form of trading, you would know that trading with small accounts can hinder you from making considerable profit. I mentioned in a blog post about…
This is a business plan example for a mini CNG filling station based in Nigeria. The demand for CNG as gas for vehicles in Nigeria is increasing, as the cost and availability of fuel is becoming a growing concern. The government, through its agencies, is now advocating for motorists to consider CNG retrofitting as a…
Solidgigs is promising to help new freelancers kickstart their freelance career in a more effective way. Gone are those years when you have to pitch your work samples and work for cheap just to convince clients to give you a try. Solidgigs is helping freelancers take a different approach, by funneling only qualifying leads that…
If you have a job with a consistent monthly income or some substantial savings, and looking for ways to multiply it, then you’re not alone. I’ve often found myself in this kind of situation where I have significant money but lacking the right ideas to put it to good use. Most of the time, I’ll…
Quidax is making an audacious claim that its platform is the easiest way to buy, sell, send, and store crypto in Nigeria. Many other crypto platforms in Nigeria will argue otherwise, but it is left for end users to experience the services and know for themselves if these platforms are legit or not. I remember…
If you’ve ever dreamed of having a career as a digital marketer and making your income entirely online, then you’re not alone. I get asked a lot about digital marketing when it comes to making money online or getting a job online. In fact, if I get paid every single time someone asks me about…
When I started freelancing in 2017, I was a complete newbie. I didn’t know what to expect and I didn’t know how it works, but I plunged in anyway. I first signed up on upwork and completed a few jobs before I signed up on Fiverr to see how it works. However, after a few…
Want to turn your mobile phone into a mobile business that helps you make money on the go? Want to transform your phone into a money making machine that brings you consistent income? Then, you are not alone. I’ve always wanted my phone to not just be a source for entertainment or communication, but also…
Recently, a friend of mine asked me a very salient question that got me thinking deeply. The question was, if I was given 50 million Naira as a hedge fund, what business niches would I invest the money in to have a balanced portfolio? This got me really thinking. There are many business niches to…
i3Empire is claiming to redefine the paradigm of health and wealth in Nigeria via its wellness MLM system. They are pioneering a bouquet of herbal wellness products that affiliates can purchase and resell for profit. According to the company, they are committed to provide the right platform and community for individuals to thrive by investing…
If I was paid a dollar every time someone asked me to choose between YouTube and blogging, I would have earned more than $1000. In fact, if I’ll be honest, the reason I started a YouTube channel was to make the comparison and find out for myself. Ordinarily, I’m a writer. I love to write…
Digitstem is a platform that claims to help affiliate marketers make money by recommending digital products. I first encountered Digitstem on Twitter via a post where a particular lady made her first trip outside Nigeria, and commented that she wouldn’t have been able to afford such an expensive vacation if not for Digitstem. Quite interesting…
Clickworker is promising freelancers the chance to be financially independent by matching them with micro jobs and paid tasks. The platform has a website and mobile apps on both the Play Store and App store, so users can sign up via any of the three options. Having used freelancing platforms like Fiverr, Upwork, Freelancer, and…
If you wanted to start a small business in Nigeria this year, what business would you start? Would it be an online business or a proper brick and mortar business? Would you start a business that requires little or no capital or one that has a capital barrier and is exclusive to a few entrepreneurs?…
Want to start a lucrative business that makes money on a daily basis in Nigeria? Looking for business ideas that can start paying you right from the start, even on day one? Then, you’re not alone. My biggest fear in business is getting stuck with a business that doesn’t have regular cash flow. I remember…
Ysense is promising users a chance to make money online by participating in surveys, micro tasks, and referring others to the program. The platform is no different from other incentivized websites and mobile apps that pay users to give their opinions and review products. However, it is important to note that many platforms in this…
When most people think of blogging, they imagine a website with contents and ads plastered everywhere. In fact, many bloggers today become clueless if they cannot monetize their blogs via ad networks. They either abandon the blog or flip it for profit, which is not a bad idea anyway. But my point is, you can…
If you’ve ever tried to make some quick bucks online and failed, you are not alone. I’ve been there before. I’ve gotten to a point where I was desperate to make money, and nothing seemed to be working. I remember asking around, in forums, on twitter, and even offline, but everyone just seems clueless about…
It is no longer a myth to hustle online, do a job over the internet, and make money in Nigeria. I remember just a few years back, it would be difficult to convince someone that they could perform a few tasks over the internet, and get paid. Fast forward to today, almost everyone and their…
Most women in Nigeria are yet to understand that it is possible to work from home and be financially dependent. Yes, you could be a stay at home wife or mum, and still be making money for yourself by doing some of the things you already do at home. The only difference is, you’ll be…
Tapmob claims to provide a platform where content creators and influencers can find advertisers and products for CPA and affiliate marketing. The mobile app is a curation of affiliate deals for different industry categories, with links tags for each creator. But out of all the other CPA marketing platforms, how legit is Tapmob? And is…
The waywithwords platform is a recruitment website for transcription service, waywithwords. They promise to pay users by the minute, to transcribe audio and video files with real human speech-to-text in English. But is waywithwords a legit site for getting transcription gigs as a side hustle? Or is it just another waste of time? In this…
In a previous article, I wrote about my experience trading crypto and how I lost a big chunk of my capital. Looking back, there are a few decisions I wish I took. Maybe, things could have turned out differently and I wouldn’t have lost so much. The thing with trading financial markets is that you…
App-work is promising users mouthwatering returns for publishing apps on the Play store. The business model is quite simple. Users get a list of apps to publish and the potential earnings for each publication. Once they complete the task of publishing each app, they get paid for it. But is it really feasible as a…
Making money on YouTube is not as easy as many people say it is. You could launch your YouTube channel and publish videos with the best content scripts in the world, and yet struggle for views. I remember launching my first YouTube channel and realizing within the first 3 months that I wouldn’t be able…
Heypiggy claims to pay attractive and fair compensation for users’ opinions and data. They are offering cash and gift card rewards for simple surveys and questionnaires, which users can complete in a matter of minutes. And the sweet spot is their claim of paying out earnings in record time. With a payment threshold as low…
Starting a business as a graduate in Nigeria is no mean feat. With the unfavorable business environment and considerable lack of access to funding, it takes guts to want to start a business in Nigeria. But as a graduate, you are likely equipped with the right tools to thrive in specific business niches. You could…
I’m a big believer in arbitraging, and in any business I find myself, I try to find the best arbitrage opportunities in it. Call me an opportunist, a capitalist, or an arbitrageur; all I know is that I look for loopholes to make the easiest money and that is how I think every business-minded person…
There are many ways to make money online these days, but many of them no longer work or have stopped paying. It is an accepted fact that online opportunities come and go, rarely do you see a working method lasting more than 5 years these days. In fact, some online marketplace websites have the habit…
Claiming funds in the bank account of a deceased family member in Nigeria is no small feat. The documentation is often cumbersome, and most of the time, you might need to hire the services of a lawyer to help you do the runabouts. Sometimes, the cost of claiming such funds is even more than the…
I’ve always thought of financial trading as a very risky endeavor that requires years of learning and practice to even stand a chance of making money. And I avoided anything trading for as long as possible. I’ve had a friend try to convince me unsuccessfully about starting forex trading, but I just couldn’t risk my…
I know a lot of people in cyberspace believe that freelancing is the fastest way to make money online. However, it’s not as rosy as you might think. In fact, a lot of freelancers out there are really struggling to get jobs. The truth is, freelancing is quite difficult to do, especially as a beginner. …
Crypto seems to be the new shining thing now for many people looking to make money online. Every time I have a discussion with someone about ideas on making money online either passively or actively, crypto seems to be one of the most recommended pathways. The idea people have of the crypto market is that…
If you are a lady with some free time, Flirtbucks wants to pay you to make flirty chats on their platform. They recruit chat hostesses for their several app partners to chat with users freely and without template. That means on Flirtbucks, you get paid to chat with people you are attracted to, whenever, however,…
Digiopinion is a survey site that promises to pay users for giving their opinions and ideas on products and services. The platform offers different formats of surveys such as objective questions, video feedback, and product reviews. But many new users are skeptical about the legitimacy of the site in terms of paying users after earning…
Justanswer is revolutionizing professional services by matching freelance experts with people who need professional help. They claim to have experts in several fields offering their services such as doctors, lawyers, mechanics, and even tutors. Users are required to pay a monthly subscription to access these professional services, while experts get a cut of that fee…
This is a business plan example for a nonprofit or a 501(c)(3)organization. If you’re looking to start an NGO in Nigeria, this business plan might come in handy to guide you on setting up different parts of the organization. All details in this business plan are fictitious and for illustration purposes only. You can modify…
This is a business plan sample of an e-Commerce Business startup. All names and business details in this post are fictitious and are used only for illustration purposes. If you intend to start an eCommerce business in Nigeria, then this business plan will come in handy. You could modify some of the details in this…
This is a real estate business plan sample for a typical real estate development company in Nigeria. All names and business details in this post are fictitious and are for illustration purposes. They do not represent real people or businesses. If you are looking to start a real estate development company, real estate agency, or…
This is a business plan example for a restaurant business in Nigeria. The names and business details used in this post are fictitious, and do not represent real people or businesses. If you’re looking to open a restaurant business in Nigeria, you can use this example as a guide to create your own business plan.…
Looking to access funding for your business and have the need to send a business proposal? A business proposal is the first step to selling an idea or concept in order to raise business funding. Institutional funds, government, and investors always require a business proposal to ascertain the feasibility of the business idea or project…
Need a structured business strategy to launch your new business in Nigeria? A business plan is exactly what you need. Starting a business helps to detail your goals and intention for the business, and often acts as a reminder to make changes and evolve your business. In this post, we’ll look at a business plan…
Want to start a thriving business in Nigeria but have a capital of only 100,000 Naira? A lot of people think that 100k Naira is not enough to start a reasonable business in Nigeria, but that is often not true. I believe that 100k is enough to at least get started with a small business.…
Nowadays, It doesn’t matter whether you run a business on the internet or not, you need to create online visibility to run a successful business. Your business has to find a way to reach as many people as possible in the most cost-effective way. And social media presents a veritable opportunity to do exactly that.…
The tap to earn bandwagon is here to stay, and we have seen many projects turn from memes to money spinners. Many tap to mine crypto apps have seen the light of day, turning doubters to believers. From Notcoin and TapSwap, to the latest coin miner in Hamster Kombat, new projects are now promising financial…
Looking for interest-free loans for your SME business in Nigeria? Or looking for institutional debt financing that come with zero interest? Then you are not alone. Many small businesses in Nigeria today are tired of the shark loan deals that are available in the market. A lot of the available loan instruments for come with…
Are you a mobile gamer? Do you want to get paid to play the most exciting mobile games on the go? Do you want to earn rewards by doing just what you love — playing games? Then you are not alone. I remember those days when we were kids. All we did was play games…